“Our promise to you…

convenient service, competitive rates, and caring advisors.

At KarberBoyd, you can have all three..”.


Contact us by phone, chat, text, email… whatever works for you.

Can’t make it to the office to sign your documents? We have option for e signatures. We have a web portal for uploading and downloading sensitive personal information. Many of our insurance companies offer online policy service. Of course, you are always welcome to visit with us in person!

Competitive Rates

We know price may not be everything, but it is usually pretty high on the list of importance. We can help you keep your insurance costs low by shopping your insurance for you and suggesting risk management options to mitigate your insurance risks. We work with several top rated carriers and get you with the one that best specializes in your specific need.

Caring Advisors

Our customer service representatives want you to be pleased with your experience at KarberBoyd. Each works to be highly knowledgeable in their area of expertise. If you need help with something outside their expertise, they will get you to the right person quickly. We feel it is important to have someone that CARES helping or advising you when it counts.

Our History

In 1982, John Kenneth Karber, Sr. founded Karber Insurance in Lufkin, Texas as a personal lines agency selling auto, home, and life insurance products. In 1984, Karber Insurance moved to its present location and began to grow rapidly, serving the needs of its customers personally and professionally. Karber Insurance expanded its services to include preparing personal tax returns in 1994. Ken Karber Sr. and his wife, Betty, both passed away in 2006. They are both missed by those who knew them personally and professionally.

Our Mission

Help people, during any stage of life or financial situation, obtain the service they desire at affordable rates as an alternative to the impersonal online services available and the agents that represent only one company they work for. Success will be measured by our customer’s satisfaction. We strive to become a company that continually adds new customers to our family of satisfied customers while still meeting our exceeding our existing customers expectations to the point they are happy enough with our company to refer their family and friends to us.

Our Values

We place a high value on our employees, partners in business, customers, and the community. It is our desire that all relationships both give and receive respect while maintaining the highest level of integrity and proving to be beneficial to all parties involved.

Our Vision

To provide peace of mind to individuals in the various stages of life by assisting them with services related to their financial well being.

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